Looking at the development of modern history on Earth, it is the result of the joint efforts of countless people, and the number of scientists among them is tens of thousands.

In addition to those famous and famous great men in history, many unknown scholars have also made their own contributions.

However, Martin did not underestimate himself. He did not have any advantages in wanting to become a promoter in this extraordinary world.

There is an extraordinary power in this world. His fake teacher is so efficient in teaching and has also been assisted by extraordinary power.

Moreover, there is no doubt that the four students in front of us are also an excellent combination.

Clint and Rocky, the direct descendants of the Bosen family, not only have a deep foundation, but also have a good relationship with the powerful third prince.

If nothing unexpected happens, he will definitely be one of the leaders of Faralinburg in the future.

A true second-generation official.

It's still the top wave.

Glace is a scientific researcher with a strong hands-on ability and a deacon in the Temple of Craftsmen, with an extraordinary identity.

As for Tiya, let alone.

The gods are favored by the time series, the representative figure of the temple, and the pope positions in the time series temple are also reserved.

In addition, Martin actually has two "unknown disciples".

Earl of Cross, Faralin's current leadership, has considerable authority.

Mr. Karan, a ritualist who is about to enter the advanced sequence, is knowledgeable and has a high prestige and influential nature.

We already have connections, but if we really want to promote social development, what aspects should we start under the current social framework system?

When it was late at night, Martin also thought deeply.

The fundamental reason for social progress is the progress of productivity, that is, the progress of science and technology.

This is undoubtedly the simplest link for Martin.

Anyone who has studied modern history should know that the boundary between ancient and modern history originated from the ideological liberation of the Renaissance movement.

The subsequent improvement of agricultural level promoted the development of trade and economy, produced the germination of capitalism, and then there were a series of subsequent changes.

To be honest, it is a conflict between capitalism and feudal religious rule, which is an inevitable trend in the development of the historical process.

But in this world of extraordinary power, divine power is not so easy to overturn.

The temple has the strongest combat power, and the temple is not as corrupt as the Roman Catholic Church. It extremely exploits and oppresses the people, and has a large number of believers.

At least, this is true in the Faralinburg area.

In the Gapher Empire, as long as the laws are followed, free trade is quite guaranteed.

Especially in Faralinburg, the policy is more relaxed.

Therefore, this port city can develop into a trade center and play an important role.

Gaver now should be in the introverted stage of capitalism.

There is mainly employment relationship between Faraline's workers and businessmen.

This is one of the signs of the budding of capitalism.

In another few dozen to one or two hundred years, you may be able to walk on the old path of medieval Europe on Earth.

What Martin needs now is to install a throttle on the car and then step it quietly down.

A vague, huge and long-term plan gradually became outlined in his heart...

After dinner, Martin came to the study again.

However, this time he was left by the count.

"I have some ideas about your proposal and want to hear your opinions..."

The count looked at Martin with a burning gaze and said solemnly.

It can be seen that Martin's previous words about the money house inspired him.

After some careful consideration, he deliberately kept Martin and prepared for further communication.

Not only Martin and Earl, but also the two future heirs of the Bosen family, Clint and Rocky, were present in the study.

Obviously, the Count not only did not mean to avoid these two children, but on the contrary, he also hoped to let them know these things in advance.

Martin could guess what the count would ask next, and had some preparations before, but he was still a little confused when he actually faced it.

Martin doesn't know much about the finance industry, basically all of them come from his understanding of banking business and extending some things based on his experience.

In fact, Martin, an amateur who has only a few knowledges, may not be as clear as the industry insider of Earl, when he was a banker in the early stages of savings-sucking and lending.

"As you said, attracting wealthy people at home to save money can be given a certain amount of interest according to the amount. But there is a question, how much should the interest be ordered?"

The Count humbly asked for advice and asked the most critical questions as soon as he came.

This Martin happened to know that it was closely related to inflation.

However, to explain it to the count and to let him understand it easily, it must be used in more popular language.

As for the two children, how much they can understand is not the issue he needs to consider now.

Martin thought for a moment before saying, "I wonder if you have noticed that Faralin has been in a slow rise in prices for decades."

Cross frowned slightly, pondered for a while, nodded: "It seems that this is...the price of luxury goods has been rising over the years."

This is just chatting with professionals.

Martin smiled and then explained: "This is because Faralin is a big trading city, and countless gold coins are constantly brought here. Although most of them flow to all over the world, some will stay in Faralin."

"In this way, Faraline's currency will increase, and everyone's hands will naturally increase. With money in their hands, their consumption capacity and desire for consumption will naturally increase. With a large demand, it is normal for prices to rise slowly."

The Count raised his eyebrows and immediately understood something.

"So, the price rise in the past was because a large number of gold coins were invested in the city for circulation?"

Martin nodded immediately.

It’s not a good thing that he is the richest man in Faralin. Even if he is the first time he comes into contact with this financial concept, he only needs a little guidance and can immediately learn from it.

The large amount of gold coins here are put into the market for circulation, which refers to the act of spies filing real estate, then exchanging them for gold coins, and purchasing large amounts of food.

"What do you mean is that interest is related to the speed of price increases?" the count asked again.

Martin did not answer this question immediately, but continued to analyze for the Count: "We first call this increase rate the inflation rate. Our interest rate cannot be higher than this, because once it is higher than inflation, everyone will invest money in the money house. If there is less money on the market, it will naturally tighten consumption and be detrimental to trade."

"So..." the Count nodded slowly and pondered, "Interest rates must adjust with the inflation rate... Well! Our interest rates may also affect the market in turn?"

Awesome!

No wonder the business can be so big and has a keen sense of smell.

Martin gave the count a thumbs up deep in his heart.

He was able to know this because he was once in an era of the great explosion of knowledge in modern society.

But the Count had never been exposed to related issues before, but he could find the key points from these issues, which could only be attributed to his business talent.

After thinking for a while, the count picked up a notebook from the table and recorded some thoughts.

Martin took a look and said there were dense words on it, all of which were thinking about the new business of the money house.

Then, he heard the Earl ask, "If the profits of lending cannot keep up with the interest paid by deposits, the bank will lose money. How can this be more appropriate?"

Martin had known that the Count would have this question for a long time, and immediately gave the answer prepared in advance.

"The money house can be set up a special investment department and recruit some merchants who are skilled in this way to earn appropriate profits to supplement it."

"In fact, with capital and a grasp of the market, making money is actually very easy."

What's more, with the Earl, the leader of Faralin, some of the inside information he knew was wealth in itself.

Of course, such words can only be tacitly understood, and it will be a bit out of place when it is said.

Especially now that Clinleen and Rocky are present.

"But I suggest that you can withdraw money from the bank to build a city." Martin didn't mean to hide it, and simply gave up his own ideas.

"Build a city?" The Count looked at him in confusion and signaled him to continue.

Martin analyzed: "The slums are very chaotic now, and I have recently heard that some unscrupulous businessmen are squeezing the workers' labor force."

"There are some textile factories that pay only three silver coins a week, specifically tricking some women and children into working for them."

"However, every piece of cloth they sell has more than that profit!"

The issue mentioned by Martin is not a random talk.

Alder is investigating a case recently, related to these textile factories.

In order to squeeze workers, these textile factories formed an alliance to reduce workers' wages together.

These women and children have no strength and no strength, so under such circumstances, there are no choices.

It can only be said that capitalists exploit workers' talents and are also born.

"In fact, money shops can invest money to build textile factories, and there is no need to worry about profits at all. As long as the quality of the fabric is qualified, there is no need to worry about sales at all."

"In addition, factories can also increase workers' wages, which can drive workers' salaries in the entire city and protect the interests of vulnerable groups!"

Gaver's linen is sold all over the world and is a very popular cargo.

This is because their textile machines are more advanced and the fabrics weave are more delicate and sturdy.

The clothing fabrics of civilians are mainly linen and wool fabrics.

Silk is very rare, and the price should be recorded in gold, not something that ordinary people can consume.

Even most nobles could only wear fine linen, and silk was definitely a luxury in their eyes.

Occasionally you can have a set of dresses, and you can also carefully treasure them, and then you will only be willing to wear them at the most grand festivals or important banquets.

Not only flax, but also many other goods, Gaver has an unparalleled advantage.

For example, paper, living utensils, leather, etc.
Chapter completed!