After dinner and sending Xiao Nan back, Nan Yi received a call from Liu Zhen.

"Nan Yi, do you know Feng Qiuping?"

Nan Yi thought about it and was sure that there was no one named Feng Qiuping among the people he knew.

"Why don't I remember knowing such a person?"

"You don't know, but you should know that in 1988, you learned to make yarn with me." Liu Zhen said mysteriously.

"White yarn... I remembered that you are the Feng Qiuping who said 'Feng Qiuping' crochet'?"

"Yes, it's her."

Nan Yi covered the microphone and asked Chen Wenqin to pour a glass of water over, then said again: "You called me to discuss yarn with me, right?"

"Do you still remember Hengyuanxiang's stock?"

"Didn't Hengyuanxiang give you the stock?"

More than 400 million yuan of funds were transferred to Tiantian Real Estate's account, which is enough to rebuild a huge amount of money in Tianfu Garden. The total value of Tianfu Garden is only more than 500 million yuan, but Tianfu Company's loan has reached

1.02 billion yuan, how should Cai Linfen repay the deficit of more than 500 million yuan after it expires, and what should she use to repay it?

Nan Yi estimated that Cai Linfen had thought of this problem before she decided to hold hands. She was the one who was desperate and had no way out. All she could do was to cheat and calculate it every day, continue to build the building, and regard every day as the end of the day.

Love each other.

Cai Linfen doesn't want to die or end her current luxury life. Take a quick action and check how much money is in Tiantian Real Estate's account. Be careful, don't let go of relevant personal accounts. Cai Linfen and Tiantian Real Estate employees all need to

check."

Nan Yi thought for a while, then returned to the second floor and came to Lin Chi, who had recovered from peace.

As a result, the financial personnel under Cai Linfen showed their magical powers and actually borrowed a huge loan of 460 million yuan that exceeded the total project cost.

"Tsk tsk, it's a real bank. Everyone comes into contact with rich people. It's so scary."

Nan Yi's voice was not loud and his tone was not harsh, but it still made Lin Chi feel like he fell into a glacier and was speechless.

Her vow reached the ears of some senior executives with surplus funds and clear-headed eyes and eyes, and they all extended a helping hand to Cai Linfen, that is, to take out loans hand in hand.

I called Huang Xie and soon found out about Cai Linfen's details. It turned out that Cai Linfen was also a celebrity in the real estate industry in Shanghai, not a good name. Other real estate bosses used her as a joke.

"I ask you, is Tiantian Real Estate a wholly owned by Cai Linfen?"

Nan Yi frowned, "How many?"

"This year's first month has just passed."

The second phase began in 1987. Cai Linfen resolutely quit her job as a processing factory in Lilan, invested all her savings of more than ten years of savings, opened a small restaurant, and

Get up early and go to bed late to work hard to start the accumulation of its original capital.

A bank "someone" can complete a huge deposit business and a loan business. Secondly, you may probably pick up a passbook or a formal document box, or it may be a sack, and it may be more than one bite.

After holding hands, Cai Linfen raised two lovers in Tiantiandi, each with a monthly salary of 50,000 yuan. She also signed the company's orders for food, drink, defecation, and urination, which means she didn't have to touch a penny of her salary.

In the general lack of funds for real estate development in Shanghai, Cai Linfen's loan performance, that is, financing ability, made her look elated, thinking that the development of Tianfu Garden would be an endless treasure house. Adequate funds are a blessing for real estate development.

, but for Cai Linfen, it was a death knell.

For lenders, this kind of operation will be carried out either there is a big benefit ahead or it has reached a critical moment of life and death. Without funds, you can only die. Therefore, interest is not important. As long as you overcome the current difficulties, there will be a smooth road ahead.

If the lender can repay the loan on time, this is a three-win transaction - the "investor" deposits the idle funds of the company to the designated bank, and the company normally receives bank savings interest, and the "investor" himself can also use the lender's position to deposit idle funds.

Get a high interest rate, usually a head-black interest.

After Nan Yi finished speaking, he took the notes on the table and wrote a phone number on the paper, "When you can't get it, make this call and ask the other party which one can charge Tiantian Real Estate for financial deductions. This is very

Importantly, we need to open a gap within Tiantian Real Estate.”

Nan Yi looked at Lin Zi and felt very sorry for his bad intentions, "I know, I don't blame you for this matter. If you want to blame, you blame the university. It's not good to go to open a branch, but you just want to open it.

Tilanqiao (prison). You also want to learn from Liu Zhen to take the master's degree or doctoral degree. You are motivated, and there is no problem at all.

Lin Chi looked embarrassed, "Tiantian Real Estate's account is not in our position."

Nan Yi was also angry. Such an obvious pitfall, and he couldn't escape any great relationship. Even if there was such a relationship, I didn't know how to discuss countermeasures with Liu Zhen earlier. I had to wait until the bag was already bulging and the pus was about to grow before I knew how to ask for help.

.

I will collect more information so that you can be targeted and work hard to rationalize Cai Linfen’s behavior of repaying the loan in advance.

As a result, the relocation of only two high-rise plots was barely completed, and the 20 million yuan of funds that Cai Linfen had accumulated over many years had already been exhausted, and the relocation cost was several times higher than normal.

These are all things that happened later. How to deal with them will cause headaches for other creditors. What Nan Yi has to consider now is how to help Lin Chi get back the principal and interest of about 56 million yuan. As long as the loan is recovered smoothly, Lin Chi will be safe.

"No, there is another shareholder, Huwan Municipal Engineering Company, which holds 10% of the shares."

The model that Liu Zhen mentioned is called "hand-in-hand loan". Nan Yi is not sure whether the name has been born, but this operating model has appeared two years ago.

"My nonsense, you are either stupid or bad. There is a pit as big as the Huangpu River in the Zhabei alley. Are you really invisible or pretending to be invisible?" Nan Yi pointed to Lin Zi's nose and sprayed: "No matter how she is, Cai Linfen,"

Which bank did you borrow the previous loan from? You won’t find her loan record?

Of course, this is the most ideal state and the probability is not high. In fact, lenders often make up their minds before taking such actions - I can die, but I have to bring some custody.

"etc."

Due to sufficient funds, Cai Linfen became a big deal. Although she signed the company's various expenses with one pen, she never carefully reviewed them. Instead, she waved her pen and didn't bother to look at the numbers at all. She was also indifferent to the purpose and gave the order.

Just criticize it, it's very refreshing.

Since you, Cai Linfen, already has a certain amount of capital, why not look far and devote your capital and energy to the renovation of old houses and real estate industries in Shanghai. This is a career that gains fame and fortune.

"I understand."

Tiantian Restaurant is indeed booming and has been in the hottest place in the famous Zhapu Road Food Street. At this time, Cai Linfen, who firmly believed that her son would bless her with great fortune, saw the mohaimao business in Shanghai at that time and decisively handed over the hotel business to

Her husband took care of her, and she dived into the wholesale industry of mohair by herself.

Nanyi can see the real estate projects, developer information and other information in these four cities. He has a little impression of the name Cai Linfen, not to mention that the company's name is Tiantian, and the developed real estate is also called Tianfu Garden, which is both simple and unique.

, unforgettable.

I think you have eaten the courage of Bear Heart and Leopard. Tomorrow I will take off my pants and draw a word on it, pretending to be Nuwa's demon banner. Do you dare to lend me 1 billion, ah?"

"When will your 50 million be borrowed?"

The real estate trends of Yangcheng, Shenzhen, Shanghai, and Beijing are within Nanyi's attention. On weekdays, he will receive an email report every once in a while.

In order to thank and continue to look forward to his son's protection, Cai Linfen named the project Tianfu Garden.

The next day, at 5:30 in the afternoon, Nan Yi sat on the second floor of the "Dream Time" cafe, and Lin Chi stood opposite him anxiously.

It should be said that Cai Linfen decided to decisively join the real estate industry with the guidance of her old friend. The real estate industry has higher profits and broader development prospects than the catering industry.

"I understand, is the loan not being collected?"

Her financial staff took advantage of this feature and opened a large number of accounts in order to facilitate themselves and to maintain good relations with banks.

Cai Linfen would never be willing to wait for death. She swore that even if she was unable to take the lead, she would build the building up even if she drank poison to quench her thirst.

"Don't talk sarcasticly. If this matter is not handled well, Lin Chi will be finished."

However, the operation of the real estate industry is much more complex and management than that of the catering industry, and the requirements for the quality of employees are much higher. The fundraising, use and operation are even more advanced.

The knowledge must not be ambiguous.

If Lin Zi follows the conventional practice, Liu Zhen can solve the problem with a few internal calls, but the phone is easy to call, and the hidden dangers that follow are difficult to deal with. First of all, Liu Zhen's transcendence will be lost, and it is also pure.

It will disappear, and may become a time bomb and explode at critical moments in the future.

"It's not money, it's a relationship that cannot be shirked away." Liu Zhen explained in a soft voice: "Lin Chi is not me, she can't be so detached."

Lin Chi's nose twitched, and tears filled his eyes instantly.

More than a year later, Cai Linfen, who had successfully become rich first and entered the ranks of 10,000 yuan households, encouraged her husband to resign. The two of them jointly managed the business and expanded their business. Soon, they opened a very good family in the bustling and bustling area of ​​HK District.

A hotel of scale.

Cai Linfen was moved. She was indeed worried about the whereabouts of 20 million yuan. So, with the help of this old friend, Cai Linfen successfully obtained the Xujiahui Road plot in the first batch of old house renovation plots in Shanghai.

real estate project development qualification.

As a result, in just two years, Cai Linfen won a great victory in the national mohair hot war, and her private capital quickly rose to 20 million yuan, entering the ranks of strong women in private enterprises in Shanghai Beach.

Nan Yi put down the phone, picked up the cup and sipped the water, then rubbed the cup, weighed it for a while, for about three minutes, then picked up the phone and said, "Your attitude."

Lin Zi said squeakingly: "It's a bit difficult."

"How big is Tianfu Garden's project? It's just two high-rise buildings, one with 32 floors and the other with 24 floors. Even if it is built, the value is estimated to be just over 500 million yuan. Cai Linfen's own funds plus loans

There are a total of 1.04 billion yuan. If I count the stigmatized interest, it will be 200 million yuan;

Excluding the interest, 840 million yuan will build two houses with a total value of 500 million yuan. Cai Linfen is Guanyin Bodhisattva. Are you the dragon girl beside her? Come to the world to save the suffering?"

"I……"

Due to its strong financial strength and the interpersonal relationships we met in restaurant operations, coupled with her courage and good reputation, Cai Linfen made great efforts in the mohair wholesale industry and became famous in the mohair wholesale industry in Shanghai for a time.

Xia Er's elder sister almost monopolized the purchasing channels of Shanghai Mahair, and no one matched it.

It is obvious that Cai Linfen already knows her miserable ending, so she only tries to enjoy it when she can still enjoy it. Anyway, there is no difference between owing 100 million and owing 1 billion to her. If she can't die, she will be arrested.
To be continued...