Someone else in the future

Seoul, Gary Peak Cave.

Since the 1980s, many Yanbian Xian people have gone to South Korea to make money, some went to Incheon and some came to Seoul.

The first group of Yanbian Xianren people who came to Seoul were concentrated in Gary Peak and Dalin Cave in Jiulao District. Over time, more and more Xianren people in these two places and Han people in Northeast China gradually led people from other regions to come, and the two places became settlements for Chinese people.

Some people naturally have to eat. On a small street in Gary Peak, the restaurants of the Xian people have opened one after another, and gradually formed a food street. Because most of the owners who open the shop are from Yanbian and make the food with the Newbie flavor, this place is called Yanbian Street.

There is an old barbecue on Yanbian Street. The boss is a thin man, with a little limp on one leg. Within a radius of three kilometers, the boss is notoriously poor in his craftsmanship. Diners who have come to eat once will change to self-service when they come over the second time. The boss only needs to bring out the meat, and the diners will do the remaining work by themselves.

It’s strange that the barbecue restaurant with poor skills is surprisingly good business. At around 9 o’clock in the morning, there are already people eating barbecue in the store. At a table, many people lined up for someone sitting at the table to order money.

"1.2 million, Caishu, this month, there are quite a lot. The handling fee will be deducted from it, or will you give it to it separately?"

"Other." The woman named Caishu ordered another 24,000 won from her bag and put it on the table. Her index finger was scratching the back of the person who ordered money, "Brother Shuipai, you haven't been to our store for a long time, and many new girls have come."

"Ah, Siba, let's talk about it tonight, I'm at work." The man named Shuipai said with a little annoyance.

"Waiting for you."

Caishu threw ambiguous look at Shui Piao, then pulled out the receipt from the other party, freeing up his position to let the person behind him step forward.

After the monkey arrived in Yanbian, he soon got to know Shui Lai, Golden Pig, Guanghu, Qinglong, and Huishu. Shui Lai was named because his surname was Pu. People who knew him called him Shui Lai, and those who were not polite would call him Shui Laizi. The origin of the name of the Golden Pig was because his surname was Zhu and happened to be Pig, and his snoring was like a pig's feet, so he got his name.

The other three are their real names, not nicknames.

After getting along for a while, the monkey thought the five were pretty good. When he learned Korean dialect well, he brought five people to Seoul, opened this old barbecue as a foothold, and carried out the information collection work ordered by Nan Yi.

At the beginning, because of the poor skills, the barbecue restaurant's business was very poor. When Xinmiji Agriculture was launched in South Korea, it could supply monkeys with excellent meat and vegetables, diners found that the ingredients of Laopao Barbecue were good, and gradually there were several regular diners.

Three years ago, the barbecue restaurant expanded its "oversea remittance" business. The handling fee was only 2%, which was 3%-5% higher than the normal one. Some even received 10% lower, and the speed was very fast. It was remitted in the morning and in the afternoon. If you want to speed up, you only need to pay the international long-distance fee. After completing the payment here, you can get the money immediately.

The price is cheap and fast, so the business will naturally not be bad. In fact, Laopao Barbecue has monopolized the remittance business of Seoul to China.

However, it is said that it is overseas remittance, but it is actually very different from the usual practice of overseas remittance. The Korean wondon received by Lao Pao Barbecue will not leave Seoul, but will be used to buy houses and land.

Land and housing prices in South Korea experienced the third peak of real estate speculation from 1987 to 1990.

Taking the 1986 Asian Games and the 1988 Olympic Games as an opportunity, South Korea carried out large-scale development, especially increasing efforts to develop the West Coast. In addition, from the second half of 1985 to the first half of 1987, the "three lows" phenomena in the South Korean economy, namely low interest rates, low oil prices and low Korean won value, led to an average annual increase of 26.7% in South Korea's land prices from 1988 to 1990 and an average annual increase of 16.3%.

In 1989, when real estate speculation reached its peak, the national land prices rose by 32% annually, while the Seoul land prices rose by 33.5%. During this increase in housing prices, house rents continued to change. According to the results of the National Bank's "National Residential Price Trends Survey", from January 1986 to June 1990, house prices rose by 53.1%, while rent prices soared by 97.6%.

However, in 1991, with the implementation of the first property tax reform in South Korea, housing prices began to fluctuate and fall. The national average land price fell by 1.3% in 1992 and 7.4% this year. The decline in housing prices is also increasing, and the overall decline is on the decline.

Whether it is buying a house or speculating in a house, few people do not leverage. If you are in urgent need, you need to add a small leverage "mortgage loan". If you speculate in a house, you have to add various large leverage. Whether it is some financial loans or usury that cannot be used on the table, as long as the growth of housing prices can reveal the potential to surpass high interest rates, someone will choose to fight.

For people like them, as long as housing prices fall, they will immediately cause a chain collapse. In order to cope with debts, all or part of the real estate they hold must be sold to repay the debt as soon as possible. Laopao Barbecue can buy the bottom.

In addition, through the relationship between New Miracle Agriculture, Monkey and Zheng Zongzhi of Zero Degree Patrol established a relationship. The real estate recovered by Zero Degree Patrol through usury and casino businesses can be sold to Monkey, while construction land and commercial land can be sold to New Miracle Group.

The monkey was not in the store at this moment. Early in the morning, he also went to the airport. Seeing that Nan Ruoyu and Nan Youqiong got in the car safely, he left the airport and went to Apgujeong Cave.

At No. 522, 2nd Cave of Apgujeong, there is a 4-story building with a single floor of more than 400 square meters, and the four floors add up to about 1,800 square meters. The monkey bought it from Zero Degree Pie but only spent 5 billion won, about 2.77 million won per square meter. This is a very affordable price.

At present, the average price of real estate in Seoul is around 3.7 million won per square meter. This price is the average value obtained by Gangnam and Gangnam. Generally speaking, Seoul is expensive in Gangnam, and most of the wealthy areas are concentrated in Gangnam. House prices in Gangnam and Gangnam are completely different.

Apgujeong is a medium-lower area in Jiangnan’s wealthy area. The normal commercial real estate price is between 5 million and 12 million. Even at the lowest price, the monkey has gained a big advantage.

"Lawyer Liu, is it appropriate to be an office here?"

After Monkey and lawyer Liu Renhui visited the house, Monkey asked each other for their opinions.

"Mr. Wei, I think it's very suitable. If possible, I want one of the floors to be the office of a law firm." Liu Renhui nodded and said.

"I can't decide this. When the recipient comes, I will negotiate with them myself." The monkey said, and took a document from Liu Renhui, signed the three words "Wei Houdong" in the signature column, and handed the document back to Liu Renhui, "Did you drive?"

“It’s open.”

"Okay, we will go our separate ways. I'm going to take the exam at school."

Nan Yi will make arrangements for the elderly who follow him, but in the arrangement of positions, he will follow the principle of fulfilling his talents, rather than being promoted based on his merits. Whether to sit in the office as a management team or continue to wander in the gray area in the future depends on the monkey himself, so the monkey has been studying in recent years.

...

Nan Ruoyan and Nan Youqiong did not stay at Nan Jiajun, but accepted the entertainment of the Li family. They lived on the top floor of the Silla Hotel. The Li family vacated a corner of the top floor, and the security could be arranged.

The two of them were sent upstairs and made an appointment for a welcome dinner. The four of the Li family said goodbye and left, leaving only Nan Jiajun to follow him into Nan Youqiong's room.

The three of them sat in the room and waited for the security to check the room. After confirming that there was no problem, Nan Ruoyan took out a box of tape and handed it to Nan Jiajun. "Brother Jiajun, there is an improvement plan for lacquered cows, which is encrypted using the fifth encryption method. Dad said you know how to maximize its benefits."

There is a very expensive beef in South Korea called Korean beef. The beef that is not native to South Korea is called Korean beef. Strictly speaking, Korean beef is more like a beef grade.

The beef produced in South Korea is subdivided into Korean beef, beef cattle, and dairy cattle. The ones that can be called Korean beef are all pure South Korean local breeds and are not mixed with the cattle genes of other countries. Currently, the varieties of Korean beef include scalpers, black beef, Jeju black beef, white beef and almost extinct lacquer pattern beef.

South Korea has strict requirements on the breeding environment, method and slaughtering method of Korean cattle. The government appointed quality assertors to judge the quality of the cattle by the rating of the 13th rib cut surface of the cattle.

Korean beefs will only sell meat shops and restaurants that have been certified as "Korean Beef Self-service Fund Management Committee" and "National Korean Beef Association". The association will conduct surprise inspections on the quality of Korean beef and whether other meats are sold illegally.

Nan Jiajun took the tape, opened the box to check if the tape was damaged, and then put it away and said to Nan Ruoyan: "I will use it to bring out a Korean bull expert and use him to increase the voice of the new miracle on the Korean bull. Ruoyan, if you are poor, do you have any places you particularly want to go?"

"Brother Jiajun, I want to go to Yeouido, take a look at KBS, and then go to the stock exchange to check it out. I am very curious about the stock market here." Nan Youqiong said.

After Nan Youqiong finished speaking, Nan Ruoyan said, "Brother Jiajun, you can just take Youqiong. I have been here in Seoul before, and I want to take a walk by myself."

"Do you need to send someone to follow you?"

"No, I'm fine."

The troops were divided into two groups. Nan Jiajun took Nan Youqiong to Yeouido, and Nan Ruoyan went to Apgujeong alone. After walking around the famous brand street for a while, he entered several famous brand stores, bought a few clothes at will, and then followed the shopping process of ordinary women, and then went to the cafe.

Nan Ruoyan walked to a seat, and Liu Renhui, who was already sitting at the table, stood up and bowed slightly, "Miss."

"Lawyer Liu, don't be too polite, please sit down." Nan Ruoyan smiled and pressed his hands down, sat down opposite Liu Renhui, and called the waiter to order a cup of coffee, then said to Liu Renhui: "I need the data on the stock gold in South Korea, which does not need to be too accurate, just about the figures; and, the situation of the gold black market will be investigated together."

"yes."

Nan Ruoyan stirred the spoon and waited for the coffee and additives to be fully integrated. He picked up the cup and took a sip, and then said casually: "Last time I came to Seoul, I roughly learned about the real estate market here. When I came here again today, I found that the changes were quite big, and the rapid rise and the small decline, and the property tax reform was still a bit powerful."

"Miss wants to invest in Seoul real estate?" Liu Renhui asked.

"Something is a bit of an idea." Nan Ruoyu nodded, and then whispered to the waiter in the cafe. "How much is their monthly salary?"

"There are about 1 million won full-time, and generally not more than 1.5 million."

Nan Ruoyan converted the numbers into US dollars in his mind, "Good income. Compared with this income, the housing prices in Seoul are not high enough. My father said that young people should take on more burdens while they are young and bear more pressure on life. He is a fake old man who is influenced by Confucius. He should also think so.

A waiter can afford a one-square meter house after working for three months. The burden is obviously not heavy enough. I think there should be a group of old men who care about young people to support the housing prices and allow young people to realize more potential.

So, I am optimistic about the future of Seoul's housing market. Lawyer Liu, help me do some private work. I personally need a South Korean real estate agency and a legal person."

"Okay." Liu Renhui said: "Miss, where will the bill be sent?"

"Send it to Xiangwu and give it to Meiji." As he said that, Nan Ruoyan picked up the cup and sipped the coffee, and then complained: "The coffee here is really not very good. Shepherd's Coffee should go to South Korea to establish a chain coffee brand."

Nan Ruoyan's idea is too late. Winterling, the general manager of Shepherd Coffee, has been to South Korea for a long time to discuss coffee imports, and also investigated the South Korean chain coffee market. A "SoulCoffee" brand has been registered, and the Shepherd's team has been established in Seoul. It won't take long before the first store will be opened.

After sitting in the cafe for half an hour, Nan Ruoyan left and took a walk on the street outside. He passed by a newspaper booth, bought a few newspapers, found a place to sit on the side of the road, sat down, picked up a newspaper and looked at it.

Nan Ruoyan and Nan Yi have different habits of reading newspapers. She likes to pick out the political and economic content first and then read other contents about social life. She always skips the gossip and entertainment news that is irrelevant.

While watching, she would also think.

For example, there is content in the newspaper about South Korea's introduction of foreign investment, with relatively open policies and preferential investment conditions. After clearing economic-related factors, she thought about whether the Blue House had any political considerations.

The biggest driving force behind the rise of South Korea's chaebols was policy support in the 1960s, and strong support. After 30 years of development, several major chaebols stood out, first united to break the control of politicians over them, and then counterattacked, from being controlled by politics to controlling politics.

Since 1987, the power of the chaebol has exceeded that of politics. South Korea's political structure has changed to the American style. If you want to settle in the Blue House and sit firmly on that chair, you have become inseparable from the support of the chaebol.

Since last year, the Blue House changed its new owner, it has formulated relevant policies to allow foreign capital to invest and build factories in South Korea. For a time, a large amount of foreign capital has poured in.

"This should be a counterattack against the chaebols, right? Introduce foreign capital, diversify the economy, suppress the chaebol groups, limit their scale, and then achieve separation of financial power and get rid of the control of the chaebol's money."

After thinking for a while, Nan Ruoyan muttered: "The idea is quite beautiful, but South Korea's economy is not as strong as it appears. In order to develop the economy and engage in industrialization, South Korea has absorbed too much international debt.

Small and medium-sized enterprises have followed suit and began to blindly expand their debts by looking at the success of the business model of chaebol borrowing and leverage expansion. Their debts are getting bigger and bigger, and they have reached the point of using debts to support debts. With less than US$18 billion in foreign exchange reserves, they have nearly US$90 billion in foreign loans.

When the debt balloon expands to the critical point, as long as someone attacks the Korean won, once the exchange rate cannot be maintained, the internal credit system established by South Korea will collapse. If a bill of exchange cannot be cashed, it will be like dominoes, one after another, and enterprises will go bankrupt one after another. In the end, only the chaebols can barely hold on. With them, they can also reorganize the economic structure and save South Korea's economy.

Save, hehe, whoever wants to vomit it out again will be strange if the chaebol doesn’t take the opportunity to expand.

More and more debts will definitely exceed 100 billion US dollars, and how should we solve them?"

Nan Ruoyu held his chin with his back on his hands, looked at the front with blurred eyes, thought for a while, and the words "debt-to-equity conversion" popped up in his mind.

"Dad is interested in the shares of Hyundai and Daewoo? No, Daewoo should be eliminated. Daewoo's leverage is too large to withstand the impact of a big crisis. Daewoo should be trying to plunder Daewoo's body.

The expansion of the New Miracle Group fell on Daewoo and the rescue market. New Miracle, Nan Jiajun, maintaining stability, and bringing poverty...

Dad pushed Youguo so early, really want to retire early?"

Nan Yi's thoughts were still unclear. After thinking about it for a while, she temporarily pressed the question and continued to read the newspaper.

Li family.

Hong Luoxi brought ginseng chicken soup into Li Jianxi's study. When Li Jianxi stopped his work and started to taste the ginseng chicken soup she cooked, Hong Luoxi said: "President, what do you think of Nan Jiajun?"

Li Jianxi put down the spoon in his hand, picked up the napkin in the tray and wiped his lips, and said slowly: "Do you remember I told you that Will Bank of Weir came to you on his own initiative?"

"Remember, President, you have just been in office for a year and are announcing your second entrepreneurship. When the Qatar Group lacks funds, a representative from Weir Bank took the initiative to visit. The president and the other party had a good talk and soon reached a loan agreement of $500 million."

"Yes, the agreement was reached very smoothly. Although the interest rate the other party asked for was not cheap, it was still too smooth and there were no harsh additional conditions. The pie fell from the sky, which made people worry. At that time, I asked someone to investigate the details of the Weir Bank. There were not many things that could be found, but I only knew that there was a South Bank Group behind it.

I found the names of several shareholder companies behind me, but the shareholders of the company could not find them at all. They were hidden very deeply. They should have done it intentionally, but they didn't want outsiders to easily find them.
To be continued...