"Our loans are divided into two types. One is a commercial loan. If you want to develop business in the fortress, you can borrow money. The interest is 20% per year, and the other is a practice loan. This is for individuals and can only be used for retreat and practice. The interest is 8% per year. I don't intend to make everyone's money. The master of the squatting just hopes that everyone can quickly improve their cultivation." Yao Tiancheng said.

"Hiss, I didn't expect it to be the Qiankun Coin and the Merit Point. The director is so generous."

"By the way, who has the extra points of merit and Qiankun coins in his hands at this time? Haven't they used them all?"

"It seems that too. The money in the early stage is not enough, so I can't save it at all."

"Haha, if you can't save it, it doesn't mean that others can't save it. The 5% interest rate per year is not low. I want to save a little."

"At this time, those who can save merit points and Qiankun coins are all great gods. They can resist the temptation to improve their cultivation. I admire them."

This is true. Very few people can save money at this time, but they will gradually hide in the future because the higher the cultivation level, the longer each time they practice or retreat, it may be based on years. In this way, if you save the excess funds, why not pay interest?

"I think the personal loan business is really good. I don't know how much money we can borrow. Once our cultivation level is improved, we can hunt more powerful abyss demons and get more resources. After paying it back, we should be able to borrow more funds, so that we can form a virtuous cycle." A smart person immediately analyzed Hao Ren's ultimate goal.

Banks make money, everyone's cultivation has improved, and the only loss is the Abyss Demon Clan. Sometimes finance is really a very powerful weapon, killing people invisibly.

"Our Fortress Bank has just opened, and there are only a few businesses, which are very simple. If you need it, you can come in now. We will handle the business for you immediately." Yao Tiancheng finished speaking and invited.

"Go in and take a look."

"Let's go, it's okay now. Go in and have a look and see it."

"Brother Li, why don't we take some loans and do some business and earn Qiankun coins." People with good relationships began to join forces.

As the crowd gathered, the people coming kept walking into the fortress bank, but everyone found that the bank seemed like a bottomless pit, swallowing up all the people entering, and there was no sign of full capacity at all.

"My grass, how big is this fortress? Even if I don't want to go in and see it for a long time."

"Get up."

More and more people have entered the fortress bank, but they can accommodate it, which shows how big this bank is.

"Hiss, from the outside, the fortress bank has only five floors. Although it is the middle of this street, it has the largest area. I didn't expect that when I walked in, I found that the space inside was much larger than that outside, probably about three times larger, right?"

"It's too big, and there are thousands of people coming in, but it doesn't look crowded at all. I wonder if the other stores are the same."

"I don't know anything else, but this place is really big. Forget it, I'd better go and handle the business first. I hope to improve my cultivation level as soon as possible."

Some people were shocked and walked towards the free windows, rows of numbers, looking at the license plates, at least 200 windows open at the same time, which means that they can accept 200 guests at one time, which is really amazing.

Although there were thousands of people coming in, there were only two hundred windows and no number selection, everyone was very consciously queuing according to the requirements.

There is a certain interval between each queue. This is a bank's regulation. Others can be prohibited from hearing and seeing the information of the person handling the business. This is for the purpose of keeping it confidential.

Zhang Xiaofei, a 23-year-old young man, is not a member of the Extreme Pavilion, but a soldier of Guo Jia. They have just experienced a crisis and are now on vacation.

After hearing about the situation here in the military camp, he came over to take a look. He was also very persistent in improving his cultivation, but he had no money.

"Hello, sir, what business is required?" the teller asked with a smile.

These tellers are all earthlings, recruited by Xianyuan Group from the earth. They are all very good-looking and gentle and polite. In addition, Hao Ren also arranged for the elite women drawn from the subject cards to follow them to learn from them in order to reserve corresponding talents in the future.

"I just heard you say you can apply for a loan individually. I want to apply, but I don't know what conditions are needed?" Zhang Xiaofei asked.

"Sir, if you apply for a loan in person, you can only use it for retreat and practice. Do you know this?" the teller confirmed.

Zhang Xiaofei nodded: "I know, I heard your president talk outside just now."

"Okay, our personal loan application conditions are very simple. As long as we are a Chinese, the amount is fine. As for the amount, it is related to your current cultivation level and credit reporting situation. Please report your ID card and I will check your information." The teller said.

"Okay, my ID number is..." Zhang Xiaofei did not hesitate to report his ID number.

"Ding! The ID card is confirmed, the facial recognition is passed, the life magnetic field scan is passed, and it is confirmed that it is Zhang Xiaofei himself."

Zhang Xiaofei looked at the teller who was holding a scanner and sweeping at him, and a sound came from inside, and he couldn't help but take a breath.

Fortunately, artificial intelligence has existed for a long time, but the life magnetic field scanning has begun to be applied to the recognition field. If he remembers correctly, it was only used in the Xianyuan watch to identify the cultivation level of creatures.

"Ding! Zhang Xiaofei's credibility is 94 points, aaa, and a loan coefficient of 30."

"Ding! Zhang Xiaofei's cultivation level is 48, and his cultivation level is 5."

This Xianyuan watch has this function, so he was not very curious. He was curious about the credibility and corresponding loan coefficient, so he asked curiously:

"How do you determine your credibility here, and what are the ratings and loan coefficients?"

"Sir, credibility is a score calculated based on your credit reporting system in Guojia and the corresponding credit system collected by our Xianyuan Group through a series of scientific and complex formulas. The highest score is 100 points."

"As for ratings, this is determined based on credibility scores, which are related to the loan coefficient. The highest score is 100 points, and the rating is sss. Can it be the highest loan coefficient? 100."

"Secondly, 98 points to 99 points are ss ratings, and the loan coefficient you can get is 80."

"The 95-97-point score is s rating, and the loan coefficient you can get is 50."

"The 90-94 points are aaa rating, and the loan coefficient you can get is 30."
Chapter completed!